How do I get paid?

Category: Payments & Claims

You get paid by requesting a payout from your Kick Cashback dashboard; claimed cashback is sent to your nominated Australian bank account by direct bank transfer (receiving banks can take 1-3 business days to show the funds). There's no minimum amount on cashback that's Available, no withdrawal fee, no PayPal middleman, and no gift-card workaround — Kick pays cash to your bank, the same way your employer pays your salary or the ATO sends a tax refund.

The payout flow in five steps

  1. Earn cashback by shopping through your Kick Cashback portal.
  2. Wait for it to clear Pending — minutes for most eligible retail, longer for travel, insurance, and subscriptions and any offer whose live terms say otherwise.
  3. Once it's Available to claim, sign in to kickpay.co.
  4. Click Request payout, enter the amount and your bank's BSB and account number, confirm.
  5. Done — the claimed cashback is sent by direct bank transfer. Receiving banks can take 1-3 business days to show the funds.

One note for first-timers: a quick one-time identity check applies to your very first withdrawal only — standard security for any platform paying real money to bank accounts. After that you won't be asked for documents again, though larger or flagged withdrawals may ask for a quick multi-factor code. More on the first-withdrawal ID check.

Why direct bank transfer?

Direct bank transfer is the Australian banking standard for moving money between accounts. It's free for both sides, receiving banks can take 1-3 business days to show the funds, and it works with every Australian bank, building society and credit union. There's no need to install an app, share a phone number, or trust a third-party wallet. Money goes from Kick's bank to your bank, and you'll see it in your normal account balance.

Are there any fees?

No. Kick doesn't charge a withdrawal fee, and your bank doesn't charge to receive an incoming direct credit. Whatever amount you request is what lands in your account.

Is there a minimum?

No. Most Australian cashback platforms require a $10-25 minimum balance before allowing a payout. Kick has no minimum — request any amount, any time. Full minimum-balance explainer.

How fast does the money actually arrive?

Australian bank transfers settle Monday to Friday, excluding national public holidays. A payout requested before 4pm on a business day usually settles 1-2 business days later. A payout requested late Friday or over a weekend typically settles by the following Wednesday. Holiday weekends (Easter, Christmas/New Year, ANZAC Day) can add a day. Detailed timing guide.

What about international currency cashback?

If cashback is recorded in a non-AUD currency, the payout options currently supported for that balance are shown in your Kick account. Manual currency conversion is not currently available. International cashback explainer.

What if I enter the wrong BSB or account number?

The bank rejects the transfer and returns it to Kick. We re-issue the transfer to the corrected details, which adds 2-3 business days. Always double-check your BSB and account number before confirming a payout — a small typo is the most common cause of payout delays.

What about MFA and large claims?

Claims over $500 and any claim flagged by Kick's fraud detection require multi-factor authentication before release. This is a security measure to protect your funds. Full details on claim flow.

Can I get paid via PayPal or gift cards?

No. Kick payouts are bank transfer only. Direct bank is faster, cheaper, and doesn't expose your funds to a third-party platform's terms or fee structure. If your bank doesn't support standard Australian direct credit (rare), email info@kickcashback.com and the team will help you find a workable option.

About Kick Cashback

Kick Cashback is Australia's smarter cashback platform with 1,000+ partner stores. Free for shoppers — no membership fees, no subscription costs. Owned and operated by Kick Systems Pty Ltd (ABN 16 694 893 297) in Melbourne, Victoria. For support, contact info@kickcashback.com.