Which stores have the highest cashback rates right now?
Category: Portal Cashback (1,000+ Stores)
The highest cashback rates in Australia right now are listed live on the Kick stores page — they change daily, sometimes hourly during big sale events. The single best way to find today's top rates is to open the stores directory and sort by cashback. Below is how rates vary across categories, and how to spot a genuinely strong deal versus one that just looks high.
How cashback rates vary by category
- Travel (flights, hotels, holiday packages): often among the higher-paying categories — compare the live rate. See travel cashback.
- Software, web hosting and digital services: can be strong, sometimes higher on annual plans — check the live rate.
- Beauty, skincare and cosmetics: compare the live rate — see health & beauty cashback.
- Fashion and footwear: compare the live rate — see fashion cashback.
- Home & garden: compare the live rate — see home & garden cashback.
- Electronics and tech: often lower because retailer margins are thinner — see electronics cashback.
- Groceries and supermarkets: typically among the lower-paying categories.
- Telecommunications (new SIM plans, NBN sign-ups): often a flat dollar amount per new connection — check the live offer.
- Insurance (health, car, home): often a flat amount per new policy — check the live offer.
These are general patterns only; the rate that applies is always the live rate shown on the store's page in the portal at the moment you click through.
What "highest rate" really means
The headline percentage isn't the whole story — the dollars-back figure is what actually lands in your bank account. A higher percentage on a small purchase can be worth less than a lower percentage on a high-value one. For high-value categories like travel, even modest-looking percentages can translate into large payouts. Always compare the live rate and the order value together.
When are rates highest?
Rates spike during retailer sale events. The four biggest in Australia are Click Frenzy (May and November), End of Financial Year (June), Black Friday/Cyber Monday (late November), and Boxing Day. Cashback rates are often doubled or capped at higher tiers during these windows, and it's the one time of year when stacking cashback with a retailer-approved promo code compounds savings dramatically.
How to check today's rates
Sign in at kickpay.co, open the stores page, and sort by cashback rate (highest first). The Kick Cashback portal always shows the live rate at the moment you view the page. Don't rely on rates you saw yesterday — partner networks update frequently. See all 1,000+ stores here.
Important caveat
The cashback rate that applies to your purchase is the rate on the store's Kick Cashback page at the moment you click through, not the rate when you started browsing or the rate when you finished checkout. Always click through from Kick Cashback once you've decided to buy, not earlier in your research. More on how cashback rates are set and credited.
About Kick Cashback
Kick Cashback is Australia's smarter cashback platform with 1,000+ partner stores. Free for shoppers — no membership fees, no subscription costs. Owned and operated by Kick Systems Proprietary Limited (ABN 16 694 893 297) in Melbourne, Victoria. For support, contact info@kickcashback.com.