By — Australian cashback experts based in Melbourne, VIC.

· · Reviewed by the Kick Cashback Editorial Team

Publisher credentials: Kick Cashback is operated by Kick Systems Pty Ltd, a registered Australian business (ABN 16 694 893 297) headquartered in Melbourne, Victoria. Our editorial team has multiple years of direct, professional experience in the Australian cashback, loyalty rewards, and affiliate marketing industry. Kick Systems Pty Ltd is a registered ASIC company, holds an Australian Business Number, and is a member of the affiliate marketing community working with 650+ partner retailers across Australia, New Zealand, and the United States.

Compliance & certifications: Kick Cashback is fully compliant with the Australian Privacy Principles (APP) under the Privacy Act 1988 (Cth), the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth), the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010), the Spam Act 2003, and the BECS Direct Debit framework administered by the Australian Payments Network. Our payment infrastructure is PCI DSS v4.0 compliant, all data is encrypted with AES-256, and all connections use TLS 1.2+ certified encryption.

Industry expertise: Our team has hands-on professional experience operating affiliate-marketing technology, integrating with licensed third-party affiliate networks and identity-verification providers, and applying industry-standard fraud prevention practices aligned with ISO 27001 and SOC 2 vendor selection principles.

How does cashback work?

Category: Cashback

Cashback is a reward where you receive a percentage of your purchase price back in cash after shopping at participating stores. It's not a discount applied at checkout and it's not a points scheme — it's real Australian dollars credited to your Kick Cashback account, ready to transfer to your bank.

The four-stage cashback lifecycle

Every Kick purchase moves through the same four stages, and understanding them is the single most useful thing for new shoppers to learn:

  1. Earned — As soon as you click through from your Kick Cashback portal and complete a purchase, the cashback is recorded against your account at the rate the retailer is offering that day.
  2. Pending — The retailer applies a short hold to guard against returns, refunds, or fraudulent orders. Most categories clear Pending within minutes; travel, insurance and subscription cashback typically takes 30-120 days because the retailer waits out their own cancellation window.
  3. Available to claim — The cashback is yours and you can request a payout at any time.
  4. Paid out — You request a transfer and the money lands in your nominated Australian bank account in 1-3 business days via BECS.

Step-by-step from click to bank account

(1) Sign in at kickpay.co. (2) Find the store you want to shop at — there are 650+ in the portal across all categories. (3) Click through from Kick Cashback to the retailer. This step matters: it sets a tracking session that links your purchase to your Kick Cashback account. (4) Shop and pay as normal in the same session — don't switch browsers, don't paste in third-party discount codes, don't wait days between clicking and checking out. (5) Watch your account: cashback shows as Earned right away, moves to Available to claim once the retailer confirms the order, and you can request a bank transfer whenever you like.

Where does the cashback money come from?

Retailers pay Kick a commission every time we refer a customer who buys. We pass the majority of that commission back to you as cashback and keep a small share to run the platform. There is no cost to you — the price you pay at checkout is exactly the same as if you'd visited the retailer directly.

How are cashback rates set?

Each retailer sets its own rate. Rates vary by category — travel, software and beauty often sit in the 5-15% range, while everyday categories like grocery and general retail are usually 1-5%. Rates can change daily, so the figure you see on the store's page in the Kick Cashback portal at the moment you click through is the rate that will apply.

What can stop cashback from being credited?

Cashback fails most often when the tracking session is broken: opening a third-party coupon site after clicking from Kick Cashback, switching devices mid-purchase, or shopping with an ad blocker that strips affiliate cookies. See our missing-cashback troubleshooting page for the full checklist.

Want the full Australian context, including how the industry works and what rates to expect? Read our guide to how cashback works in Australia.

About Kick Cashback

Kick Cashback is Australia's smarter cashback platform with 650+ partner stores. Free for shoppers — no membership fees, no subscription costs. Owned and operated by Kick Systems Pty Ltd (ABN 16 694 893 297) in Melbourne, Victoria. For support, contact info@kickcashback.com.

Our Experience

We are a first-party cashback platform — we work directly with retailers rather than reselling another company's network. Our team negotiates cashback rates, manages partner relationships, and processes payments in-house. According to industry data published by IAB Australia, affiliate and cashback marketing represented over $1 billion in tracked Australian retail sales in 2024 (source: IAB Australia Online Advertising Expenditure Report). Kick Cashback is part of this growing sector and is committed to passing the majority of retailer commissions back to shoppers as cashback.

Our editorial team draws on direct experience working with major Australian retailers and global affiliate networks. We publish detailed cashback information, retailer terms, and shopping guides based on first-hand knowledge of how cashback tracking, attribution, and payments work. Where industry standards or regulatory guidance applies — such as the Australian Consumer Law administered by the ACCC, or the Privacy Act 1988 administered by the OAIC — we cite the relevant source so readers can verify our claims.

Trust & Transparency

  • Australian-owned: Kick Systems Pty Ltd, ABN 16 694 893 297, headquartered in Melbourne, Victoria.
  • Privacy: We comply with the Australian Privacy Principles under the Privacy Act 1988. Read our Privacy Policy.
  • Terms: Full Terms & Conditions published and updated regularly.
  • Cookies: See our Cookie Policy for details on tracking and consent.
  • Secure: All connections are encrypted with HTTPS (TLS 1.2+).
  • Free for shoppers: No subscription fees, no membership costs, no hidden charges.
  • Member of the Australian affiliate marketing industry, working with leading global affiliate networks.

Contact Kick Cashback

Company: Kick Systems Pty Ltd (trading as Kick Cashback)

ABN: 16 694 893 297

Email: info@kickcashback.com

Address: Melbourne, VIC, Australia

Website:

Customer portal: kickpay.co

Learn more about Kick Cashback and our team. For questions, see our FAQs or contact us.