How long do payouts take?
Category: Payments & Claims
Once your cashback is Available to claim and you request a payout, the claimed cashback is sent to your nominated Australian bank account by direct bank transfer; receiving banks can take 1-3 business days to show the funds. This is the same channel the ATO uses for tax refunds and your employer uses for payroll, so it works with every Australian bank, building society and credit union.
Full timing from purchase to bank
- Click-through and purchase: cashback is Earned immediately.
- Pending stage: minutes to hours for most eligible retail categories; longer for travel, insurance and subscriptions and any offer whose live terms say otherwise.
- Available to claim: as soon as Pending clears.
- You request a payout: takes about 30 seconds in your dashboard at kickpay.co.
- bank transfer: claimed cashback is sent to your nominated Australian bank account by direct bank transfer — receiving banks can take 1-3 business days to show the funds.
Why "business days" matters
Australian bank transfers only process Monday to Friday, excluding national public holidays. A payout requested on a Friday afternoon will typically settle on Tuesday or Wednesday. A payout requested before 4pm on a Monday usually settles by Wednesday. Holiday weekends (Easter, Christmas/New Year, ANZAC Day) can add a day.
What slows a payout down?
- Wrong BSB or account number: the bank rejects the transfer and we re-issue it. Add 2-3 business days.
- First payout from a new account: often subject to a fraud check that takes 1-2 business days.
- Claims over $500 or those flagged by fraud detection: require multi-factor authentication before release.
- Public holidays in your state or nationally: bank transfers don't process.
- Bank-side processing delays: rare, but some smaller banks process incoming transfers only once per day.
Are there fees on the payout?
No. Kick doesn't charge for bank payouts to Australian accounts, and your bank doesn't charge for receiving an incoming direct credit. The full amount you requested lands in your account.
Can I get paid via PayPal or gift card?
Kick payouts are direct bank transfer only. We don't offer PayPal, gift cards or cryptocurrency payouts — direct bank is faster, cheaper and doesn't expose your funds to a third-party platform's terms.
What's the minimum amount I can claim?
There is no fixed minimum at Kick — you can claim any amount that's Available to claim. Some other Australian cashback platforms require a $10 or $20 minimum balance before you can withdraw; Kick doesn't.
What about international bank accounts?
Kick currently pays out to Australian bank accounts via direct bank transfer, NZ accounts via local clearing, and US accounts via ACH. We don't pay out to other international accounts at this stage. Manual currency conversion is not currently available. More on when cashback becomes claimable.
About Kick Cashback
Kick Cashback is Australia's smarter cashback platform with 1,000+ partner stores. Free for shoppers — no membership fees, no subscription costs. Owned and operated by Kick Systems Proprietary Limited (ABN 16 694 893 297) in Melbourne, Victoria. For support, contact info@kickcashback.com.