By — Australian cashback experts based in Melbourne, VIC.

· · Reviewed by the Kick Cashback Editorial Team

Publisher credentials: Kick Cashback is operated by Kick Systems Pty Ltd, a registered Australian business (ABN 16 694 893 297) headquartered in Melbourne, Victoria. Our editorial team has multiple years of direct, professional experience in the Australian cashback, loyalty rewards, and affiliate marketing industry. Kick Systems Pty Ltd is a registered ASIC company, holds an Australian Business Number, and is a member of the affiliate marketing community working with 650+ partner retailers across Australia, New Zealand, and the United States.

Compliance & certifications: Kick Cashback is fully compliant with the Australian Privacy Principles (APP) under the Privacy Act 1988 (Cth), the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth), the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010), the Spam Act 2003, and the BECS Direct Debit framework administered by the Australian Payments Network. Our payment infrastructure is PCI DSS v4.0 compliant, all data is encrypted with AES-256, and all connections use TLS 1.2+ certified encryption.

Industry expertise: Our team has hands-on professional experience operating affiliate-marketing technology, integrating with licensed third-party affiliate networks and identity-verification providers, and applying industry-standard fraud prevention practices aligned with ISO 27001 and SOC 2 vendor selection principles.

Does Kick Cashback show up on my bank statement?

Category: Payments & Claims

Yes — every Kick Cashback payout appears on your Australian bank statement as a BECS direct credit with a recognisable descriptor that identifies it as coming from Kick. The descriptor is set by Kick when the payment file is sent to the bank and travels through the BECS network unchanged. The exact format depends on how your bank renders BECS descriptors — some banks show the full text, others truncate it — but a Kick-related identifier is always included alongside the amount and the date.

What you'll typically see on the statement

  • The payer descriptor: the name Kick uses when sending the payment to your bank, identifying Kick (or our payment-processor reference) as the source of the funds.
  • An optional reference: some banks display the BECS lodgement reference Kick sets per payment, which can include "CASHBACK" or a payment ID — useful if you ever need to query a specific payout.
  • The amount: the exact amount you requested in the dashboard, no fees deducted.

If your statement only shows a short truncated descriptor, the full text is usually visible if you tap into the transaction detail in your bank's app or expand the line in online banking.

Why the descriptor matters

The descriptor lets you reconcile cashback against your shopping records and against your Kick Cashback dashboard. If you ever do a tax return that itemises rebates, or you track household budget categories, the descriptor is what tells your accounting tool (or your spreadsheet) that this deposit is cashback rather than wages, a refund or a transfer.

What if I don't see the payout on my statement?

BECS payouts settle 1-3 business days after you request them. A payout requested late on a Friday or over a weekend usually appears Tuesday or Wednesday. Holiday weekends (Easter, Christmas/New Year, ANZAC Day) can add a day. If three full business days have passed and the deposit still hasn't appeared, the common causes are:

  • Wrong BSB or account number when requesting the payout. The bank rejects the transfer, returns it to Kick, and we re-issue once the correct details are on file. Add 2-3 business days. Update bank details guide.
  • Account name mismatch. A handful of banks reject BECS credits where the account name doesn't closely match the registered account holder.
  • First-time payout from a new Kick account — sometimes subject to a fraud check that delays release by 1-2 business days.
  • The payout requires MFA. Claims over $500 and flagged claims need confirmation before release.

If none of those apply, email info@kickcashback.com with the payout request date and amount and the team will trace it.

Is there a fee on the deposit?

No. Kick doesn't charge for BECS payouts, and your bank doesn't charge to receive an incoming BECS credit. The full amount you requested lands in your account.

Does the cashback show as income for tax purposes?

For most personal shoppers, cashback is treated as a rebate or discount on your original purchase rather than assessable income. The way it appears on your statement (as a normal BECS credit) doesn't change that treatment. Read more on the general tax position — and talk to a registered tax agent for advice on your situation. Full payout method guide.

About Kick Cashback

Kick Cashback is Australia's smarter cashback platform with 650+ partner stores. Free for shoppers — no membership fees, no subscription costs. Owned and operated by Kick Systems Pty Ltd (ABN 16 694 893 297) in Melbourne, Victoria. For support, contact info@kickcashback.com.

Our Experience

We are a first-party cashback platform — we work directly with retailers rather than reselling another company's network. Our team negotiates cashback rates, manages partner relationships, and processes payments in-house. According to industry data published by IAB Australia, affiliate and cashback marketing represented over $1 billion in tracked Australian retail sales in 2024 (source: IAB Australia Online Advertising Expenditure Report). Kick Cashback is part of this growing sector and is committed to passing the majority of retailer commissions back to shoppers as cashback.

Our editorial team draws on direct experience working with major Australian retailers and global affiliate networks. We publish detailed cashback information, retailer terms, and shopping guides based on first-hand knowledge of how cashback tracking, attribution, and payments work. Where industry standards or regulatory guidance applies — such as the Australian Consumer Law administered by the ACCC, or the Privacy Act 1988 administered by the OAIC — we cite the relevant source so readers can verify our claims.

Trust & Transparency

  • Australian-owned: Kick Systems Pty Ltd, ABN 16 694 893 297, headquartered in Melbourne, Victoria.
  • Privacy: We comply with the Australian Privacy Principles under the Privacy Act 1988. Read our Privacy Policy.
  • Terms: Full Terms & Conditions published and updated regularly.
  • Cookies: See our Cookie Policy for details on tracking and consent.
  • Secure: All connections are encrypted with HTTPS (TLS 1.2+).
  • Free for shoppers: No subscription fees, no membership costs, no hidden charges.
  • Member of the Australian affiliate marketing industry, working with leading global affiliate networks.

Contact Kick Cashback

Company: Kick Systems Pty Ltd (trading as Kick Cashback)

ABN: 16 694 893 297

Email: info@kickcashback.com

Address: Melbourne, VIC, Australia

Website:

Customer portal: kickpay.co

Learn more about Kick Cashback and our team. For questions, see our FAQs or contact us.